Illiana Financial offers three tiers of VISA cards including the Platinum, Gold and Classic cards. All three VISA’s are honored at more than 3 million stores, hotels, restaurants and airlines worldwide. Each card features a 25-day grace period for purchases, a minimum payment of 2% or $15 (whichever is greater), no annual fee, and a fixed annual percentage rate.
| Service | Fee |
|---|---|
| Balance Transfer | No Fee |
| Cash Advance | No Fee |
| Foreign Transaction | 1.00% of each multiple currency in U.S. dollars 0.80% of each single currency transaction in U.S. dollars |
| Late Payment | $25.00 (as of 04/01/2022 fee will be $30.00) |
| Statement Copy | $5.00 |
| Emergency Card Replacement | $55.00 |
| Rush Fee | $55.00 |
To learn more about factors to consider when applying for or using a credit card, visit the Consumer Financial Protection Bureau.
Pre-Authorized Check Payment | Cardholder Disputed Item Form | Visa Disclosure | View Fees